Terms and Conditions

Your use of our website is governed by the following terms and conditions (“Terms of Use”), as well as the Jacobs Investment Group Privacy Policy and other operating rules, minimum qualifications, and cautions posted throughout the website or presented to you individually during the course of your use of the website (collectively, the “Terms”). The Terms govern your use of the website, and Jacobs Investment Group reserves the right to update or replace the Terms at any time without notice. You are advised to review the Terms for any changes when you visit the website, even if you have not received a notification of changes, as you are bound by them even if you have not reviewed them. Your viewing and use of the website after such change constitutes your acceptance of the Terms and any changes to such terms. If at any time you do not want to be bound by the Terms, you should log out, exit, and cease using the website immediately.

Intended Use of Website

Jacobs Investment Group is not a broker-dealer or placement agent. At no time does Jacobs Investment Group offer, broker, advise, purchase, sell, or otherwise transact in securities regulated by the SEC or federal or state law. Jacobs Investment Group does not accept, hold, or transfer cash or securities. Jacobs Investment Group does not guarantee that a Company seeking investment will achieve any level of success or that any proposed offering will qualify under applicable federal and state securities laws.

Jacobs Investment Group is not a personal financial advisor. Jacobs Investment Group, whether through the website or otherwise, does not provide personal financial advice, loans or credit, banking, consumer credit ratings, credit decisions, financial products, brokerage accounts, insurance, tax advice, legal advice, or financial or legal services of any kind.

Jacobs Investment Group does not guarantee any results to anyone. All users of the website are responsible for making their own decisions to use the website and for any activity taken on the website, including, without limitation, registering and making an investment or otherwise.

User Registration

If you are accepting the Terms on behalf of an organization or entity, rather than in an individual capacity, you represent and warrant that you are authorized to accept the Terms on that organization or entity’s behalf and bind them to these Terms (in which case, the references to “you” and “your” in these Terms, except for in this sentence, refer to that organization or entity).

Only real persons at or above the age of 18 may register for an account and use the website. Registering for an account on the website creates no commitment or obligation on the registered user to make any investment or seek any investment. All information you provide to the website must be truthful, accurate, and complete in all material respects. Our registration process may use third-party validation technology, including those provided by third-party social media sites, to attempt to confirm your qualification to use the website.

Jacobs Investment Group may reject any application to register an individual or an organization or entity for failure to achieve validation through available methods or otherwise meet Jacobs Investment Group’s registration requirements.

Your registration and the use of any third-party site is subject to the terms and conditions and policies of such sites, and Jacobs Investment Group is not responsible or liable for any harm resulting from the use or misuse of those sites, including when such harm could or does affect your account on this website or use of the website.

Registered Account Obligations

The named registered user of an account is the only person that may use the account, and it may not be transferred to anyone else.

You are responsible for maintaining the confidentiality of your username and password and to periodically change your password to maintain security. If you have concerns that your username or password may have been compromised and suspect that unauthorized access to your account or the website has occurred, you must immediately contact Jacobs Investment Group’s investor support through a secure method (which may not be through your website account).

Content Use Limitations

Your use of the website and its videos, webinars, images, infographics, alerts, text, articles, assessments, checklists, forms, ratings, design, data, source code, analytics, photos, software, trademarks, copyrights, and other information (“Content”) may only be used for the lawful and intended purposes expressly authorized by Jacobs Investment Group. If you access this website from outside the United States, you are solely responsible for ensuring compliance with the laws of your specific jurisdiction, as well as any restrictions that you may be subject to by a department of the United States government. Any misuse or unauthorized use of the website and its Content, or other violations of the Terms may violate Applicable Law (see below), including, without limitation, SEC regulations and applicable state securities laws, copyright laws (including the Digital Millennium Copyright Act), trademark laws, the laws of privacy, laws of publicity, identity theft, and communications statutes and regulations, in which case Jacobs Investment Group is authorized to terminate your account and access to the website at any time and without notice and report you to the appropriate authorities and other interested parties.

Prospective Investor Accounts

Any person or entity that is considering making an investment with a Company that posts its fundraising plans on the website, or, after the fundraising plan becomes a qualified offering, makes an investment, does so at his or her own risk. All investment carries risk that you may lose some or all of your investment. No Content on the website is a replacement for performing your own due diligence, exercising good judgment, and seeking financial, investment, tax, or legal advice from qualified and licensed professionals with knowledge of your personal circumstances. Any registered financial, legal, or tax representatives or firm working for or with Jacobs Investment Group or communicating with you or users in general through the website are not your personal advisors and do not have knowledge about your personal circumstances, and anything they post is for informational purposes only and may not be accurate to your situation, and you agree that you shall not rely on Content on the website in making personal decisions about an investment or the potential legal, tax, or financial consequences of such investment. You are encouraged to seek personal professional advice from qualified and licensed professionals.

You are solely responsible for your investment decisions. While you may be asked about your identity, individual financial circumstance, and investment experience and sophistication during your engagement with the website, Jacobs Investment Group and the Companies seeking investment are relying on your representations with respect to your investment experience, your financial status, and your eligibility to invest. You may further be held personally liable for your fraud, negligence, and other bad acts that may result from any false representations you make.

Website Fees

Should we have to return any investments made through the website for any reason, such as inconsistencies in your legal name, banking information, address, social security number, or date of birth, you may be assessed a nonrefundable processing fee. Should your application not make it through the primary verification process, the nonrefundable processing fee will be retained, and the balance of your funds returned.

Investing Is at Your Own Risk

PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS, AND ANY EXPECTED RETURNS OR HYPOTHETICAL PROJECTIONS MAY NOT REFLECT ACTUAL FUTURE PERFORMANCE. FURTHERMORE, PAST RETURNS MAY REFLECT THE PERFORMANCE OF ASSETS FOR A FINITE TIME, OR DURING A PERIOD OF EXTREME MARKET ACTIVITY. ALL INVESTMENTS INVOLVE RISK AND MAY RESULT IN PARTIAL OR TOTAL LOSS. There can be no assurance that an investment mix or any projected or actual performance shown on the website will lead to the expected results shown or perform in any predictable manner. It should not be assumed that investors will experience returns in the future, if any, comparable to those shown or that any or all investors on the website experienced such returns.

In considering any performance information shown on the website, one should bear in mind that past or targeted performance is not indicative of future results, and there can be no assurance that any issuer will achieve comparable results or that target returns will be met. One should also bear in mind that targeted portfolio characteristics are not indicative of future results, and there is no assurance that target portfolio characteristic will be achieved. References to “Targeted IRR” and “Targeted Equity Multiple” represent a property’s internal rate of return (“IRR”) or equity multiple based on such property’s forecasted cash flows generated over a period of time and the amount invested in the property. This is different from the forecasted IRR or Equity Multiple to the investor in an applicable fund or other investment vehicle.

PROJECTED AND/OR HYPOTHETICAL PERFORMANCE DOES NOT REPRESENT AN ACTUAL INVESTMENT IN ANY OF THE OFFERINGS SPONSORED BY JACOBS INVESTMENT GROUP, MAY NOT REFLECT THE POTENTIAL EFFECT OF MATERIAL ECONOMIC AND MARKET-RELATED FACTORS, AND DO NOT REPRESENT THE ACTUAL PERFORMANCE OR EXPERIENCE OF ANY GIVEN INVESTOR ON THE JACOBS INVESTMENT GROUP WEBSITE. Nothing contained on the website should be deemed to be a prediction or projection of future performance of any issuer. Prospective investors should make their own investigations and evaluations of the information contained herein. Each prospective investor should consult its attorney, business adviser, and tax adviser as to legal, business, tax, and related matters concerning the information contained herein and such offering.

The information shown on the website uses or includes information compiled from sources outside of JACOBS INVESTMENT GROUP and its affiliates. While such information is believed to be reliable for the purposes used herein, neither JACOBS INVESTMENT GROUP nor any of its affiliates or partners, members, or employees, assumes any responsibility for the accuracy of such information. Unless otherwise indicated, the information on the website has not been reviewed, compiled, or audited by any independent third-party or public accountant. Actual investors on the website may experience different results from any hypothetical results shown. There is a potential for loss, as well as gain, which is not reflected in the hypothetical information portrayed. The hypothetical performance results shown do not represent the results of actual investment activity but were achieved by means of the retroactive application of a model designed with the benefit of hindsight. Investors should carefully review the additional information presented on the website as part of any hypothetical calculation.

Some of the statements contained on the website are forward-looking statements. You should not rely upon forward-looking statements as predictions of future events. These statements involve known and unknown risks, uncertainties, and other factors that may cause the project’s actual results, levels of activity, performance, or achievements to be materially and adversely different from any future results, levels of activity, performance, or achievements expressed or implied by these forward-looking statements. An investment in any issuer available on the website involves substantial risks, including the risk of partial or total loss of investment, and each investor should carefully consider the Risk Factors contained in each issuer’s offering circular, private placement memorandum, or prospectus. Except as required by law, neither JACOBS INVESTMENT GROUP nor any other person assumes responsibility for the accuracy and completeness of the forward-looking statements. We undertake no obligation to update publicly any forward-looking statements for any reason to conform these statements to actual results or to changes in our expectations. The information presented regarding each issuer’s offering, including information regarding financial status, business strategy, investment objectives, historical performance, projections, redemption plans, etc., merely constitutes a summary of such information and is qualified in its entirety by the disclosure contained in each issuer’s offering circular, private placement memorandum, or prospectus. There can be no guarantee that any issuer available on the website will achieve its business objectives or that it will become profitable.

Termination of Account

Jacobs Investment Group may suspend or terminate your account and your ability to use the website at any time for any lawful reason, and Jacobs Investment Group accepts no liability for any harm that may be caused, directly or indirectly, by such suspension or termination.

Use of the Website and Content

You agree that the Content cannot be copied, reproduced, distributed, republished, displayed, posted, or transmitted in any form or by any means without the express advance written consent of an officer of Jacobs Investment Group or the applicable licensor. You may not modify, participate in the sale or transfer of, or create any derivative works based on any part of all of the Content. Using Content, including by linking, framing, or mirroring for any purpose, is prohibited without the express advance written consent of an officer of Jacobs Investment Group.

Availability of Website

Jacobs Investment Group does not warrant the website, its Content, or any services provided or offered on the website will be uninterrupted, timely, or virus or error-free. You agree not to modify, damage, disrupt, disable, overburden, impair, alter or interfere with the use, features, functions, operation, security, or maintenance of the website or the rights or use and enjoyment of the website by any other person or entity in any manner. By using the website, you release Jacobs Investment Group, its employees, contractors, advisors, vendors, agents, and affiliates against any and all loss, damage, and claims, in whatever manner, howsoever caused, arising from or related to your use of the website.

Disclaimers, Exclusions, and Limitations of Liability

THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, AND USE OF THE WEBSITE IN ANY MANNER IS SOLELY AT YOUR OWN RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, JACOBS INVESTMENT GROUP DOES NOT GUARANTEE AND EXPRESSLY EXCLUDES ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, RELATING TO THE WEBSITE AND ITS CONTENT AND PROFESSIONAL SERVICES, WHETHER PROVIDED BY JACOBS INVESTMENT GROUP, OUR AFFILIATES, OUR CUSTOMERS, COMPANIES SEEKING INVESTMENT, ADVISORS, INVESTORS, OR ANY OTHER THIRD PARTY, INCLUDING IN RELATION TO ANY INACCURACIES, ERRORS, OR OMISSIONS ON THE WEBSITE, ITS CONTENT, FINANCIAL ADVICE, AND/OR MARKETING MATERIALS. JACOBS INVESTMENT GROUP SHALL HAVE NO LIABILITY FOR DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE, DELAY, OR UNAVAILABILITY OF THE WEBSITE AND ITS CONTENT, INCLUDING LOSS OF MONEY, INABILITY TO CONCLUDE AN INVESTMENT, SUSPENSION OR TERMINATION OF YOUR ACCOUNT, AND FOR ANY DAMAGE CAUSED TO YOUR COMPUTER, COMPUTER SOFTWARE, SYSTEMS, PROGRAMS, AND THE DATA THEREON. UNDER NO CIRCUMSTANCES WILL JACOBS INVESTMENT GROUP OR ITS AFFILIATES, ADVISORS, AND VENDORS BE LIABLE FOR ANY DAMAGES, INCLUDING GENERAL, SPECIAL, PUNITIVE, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR ANY OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION,UNDER NO CIRCUMSTANCES WILL JACOBS INVESTMENT GROUP OR ITS AFFILIATES, ADVISORS, AND VENDORS BE LIABLE FOR ANY DAMAGES, INCLUDING GENERAL, SPECIAL, PUNITIVE, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR ANY OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF BUSINESS INFORMATION, OR ANY OTHER PECUNIARY LOSS) ARISING OUT OF OR IN CONNECTION WITH THE USE OR INABILITY TO USE THE WEBSITE, THE CONTENT, OR PROFESSIONAL SERVICES, INCLUDING THOSE CAUSED BY TECHNICAL DIFFICULTIES, VIRUSES, BUGS, TAMPERING, UNAUTHORIZED INTERVENTION, FRAUD, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION, TRANSMISSION, OR COMMUNICATION LINE FAILURE, REGARDLESS OF THE BASIS OF THE CLAIM AND WHETHER OR NOT JACOBS INVESTMENT GROUP HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not allowed, JACOBS INVESTMENT GROUP’S LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. You are responsible for ensuring that your use of the website complies with all applicable laws, and you acknowledge that JACOBS INVESTMENT GROUP is not responsible for your compliance with those laws.

Indemnification

You agree to indemnify and hold JACOBS INVESTMENT GROUP, its officers, employees, contractors, advisors, vendors, agents, and affiliates harmless, as well as any person that Jacobs Investment Group designates, such as other customers and Companies seeking investment, for any and all claims, injuries, damages, losses, and suits, including reasonable attorneys’ fees, costs, and expenses relating to your use of the website, your Content, any Feedback you provide, your connection to other users, your violation of the Terms or any third-party rights, including rights of privacy, publicity rights, trade secrets, or intellectual property rights.

Access to Certain Features

Jacobs Investment Group may require registration and authentication of the person or organization seeking to view the Content or use certain features of the website. We may, at our discretion, accept or reject your request to use the website. We also reserve the right to cancel any registration or account at any time for any reason, at our discretion, including to maintain the security and integrity of the website. If we change our registration requirements, you may be required to re-register, accept these Terms, or both, in order to access the website or certain features.

Jurisdiction

You agree that the only proper jurisdiction and venue for any dispute with Jacobs Investment Group, or in any way relating to your use of the website, is in the state and federal courts in the State of Pennsylvania, U.S.A. You further agree and consent to the exercise of personal jurisdiction in these courts in connection with any dispute involving Jacobs Investment Group or its affiliates, employees, contractors, advisors, vendors, agents, or affiliates. You agree that Pennsylvania is the only proper forum for any dispute involving Jacobs Investment Group or its affiliates. You agree that Pennsylvania law shall apply in any legal proceedings. You agree that you will not bring any action or proceeding, or be a participant in any action or proceeding, before a tribunal, in a jurisdiction that has no connection to Pennsylvania. This means, among other things, that if you elect to sue Jacobs Investment Group, you agree to do so exclusively in Pennsylvania. You also agree that Pennsylvania law applies to your use of the website.

Severability

If any provision of these Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect.

Entire Agreement

You understand that these Terms constitute the entire agreement between you and Jacobs Investment Group with respect to your use of the website. The failure of Jacobs Investment Group to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.